What is Medicare Plan A All About

Inpatient health care, hospice care, and hospital stays are part of the coverage of Medicare Plan A which will be the focus of the discussion below. Medicare is something that the government has initiated to help those who are qualified by meeting some criteria in shouldering their health care needs. Any one being given health care will naturally incur costs for the service, and Medicare is there for them to be able to shoulder the costs of health care for these qualified individuals. In Medicare Part A which is part of the original Medicare package, you receive insurance coverage for your health needs and this includes health home services, nursing home facilities, hospice, inpatient hospital stay, and none medical care institutions belonging to religious groups.

Medicare Part A can be received by individuals with the following qualifications. The age of the person must be over 65; a person under 65 who has a qualifying disability; and an individual with a terminal kidney condition and on the end stage of the disease.

There is no premium for Medicare Part A for working individuals who are regularly being taxed for it. You also don’t pay Medicare Part A premiums if your wife’s salary is paying for Medicare taxes. An individual who is over 65 and you qualify by meeting certain citizenship requirements then you can also take advantage of Medicare Part A for a cost. Medicare Part A can be bought by those who are over 65 and disabled but can no longer get it for free if they were able to go back to work in some capacity. Medicare part B must be purchased by those who purchase Medicare Part A for a monthly premium.

On your 65th birthday, on the first day of that month, your Medicare coverage will automatically begin, as long as you are collecting social security or benefits from the Railroad Retirement Board. 3 months before your 65th birthday, you can expect your Medicare card to be delivered through the mail.

If you are a disabled person under 65 and have been receiving social security disability benefits or RRB benefits for 2 years, then you become eligible for Medicare Part A. During the first month of the third year, you will received your Medicare card. Individuals suffering from Amyotrophic Later Sclerosis immediately gets eligible for Medicare Part A when they start receiving their social security disability benefits.

If you are not collecting RRB benefits, if you were a railroad employee or you have social security benefits, then even if you meet eligibility requirements you should still take steps to enroll for Medicare Part A. You can find out how to enroll from the social security office 3 months prior to your 65th birthday.

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